Master Credit Union Lender List Master Credit Union Lender List

Master Credit Union Lender List

It was only a matter of time before the original master lender list got too cluttered, so the next spin off we will be building out is a complete table of as many of the 5,400 credit unions in the United States that we can get data off of. We will also be doing a dedicated table on Elan Financial soon as well on this page considering they back so many credit unions.

Bookmark, share, enjoy! Share your datapoints with us if you have some!

If you are looking for big banks, you want to check out our Master Credit Lender List here.

NOTE: March 2023 update
Now that Silicon Valley Bank and 3 others have collapsed, the Fed has made it clear they will NOT bailout smaller banks, just the big boys so keep that in mind with your Credit Union selections- Make sure they have at least FDIC insurance if not more.

**JOINING American Consumer Counsel- There are still some codes floating around which waves the signup costs of ACC, one of those should be ANDREWS.

Card ShotProductPurchase APRBalance Transfer APRCredit Score RangeAnnual FeeOther DataMore Info
Navy Federal Credit Union Cash Rewards Visa Card13.90% - 18.00%N/A640-850$0Cashback
SUB
Max Limit: $50,000
Pulls TU
Navy Federal Credit Union Platinum Visa Card10.24% - 18.00%0.99% intro640-850$0Balance TransferMax Limit: $50,000
Pulls TU
Navy Federal Credit Union GO REWARDS® Card1.99% intro
13.24% - 18.00%
1.99% intro640-850$0Cashback
SUB
Max Limit: $50,000
Pulls TU
Navy Federal More Rewards American Express® Card13.90% - 18.00%1.99% intro740-850$0Cashback
SUB
Max Limit: $50,000
Pulls TU
Navy Federal Credit Union Visa Signature® Flagship Rewards Card14.24% - 18.00%N/A740-850$49Cashback
SUB
Limits: $5,000-$80,000
Pulls TU
PenFed Gold Visa® Card15.49%-17.99%0% APR 15 months650-850$0Balance Transfer
Low APR
Penfed Guide
PenFed Power Cash Rewards Visa Signature® Card17.99%0% APR for 12 months700-850$0Cashback
SUB
Hotel
Penfed Guide
PenFed Platinum Rewards Visa Signature® Card17.99%0% APR for 12 months650-850$0Cashback
SUB
Gas
Penfed Guide
PenFed Pathfinder Rewards Visa Signature® Card17.99%0% APR for 12 months700-850$95Cashback
SUB
Travel
Penfed Guide
American Express Platinum Card
20.49% - 27.49%685-850$695Points & Perks
Travel
SUB
Amex Guide
American Express Gold Card20.49% -27.49%685-850$250Points & Perks
SUB
Grocery
Amex Guide
American Express Cash Magnet18.49% - 29.49%0% APR for 15 months685-850$0Everyday CashbackAmex Guide
American Express Blue Cash Preferred18.49% - 29.49%0% APR for 12 months685-850$0 intro offerCashback
Grocery
Streaming
Amex Guide
American Express Blue Cash Everyday18.49% - 29.49%0% APR for 15 months685-850$0Points
SUB
Amex Guide
American Express Green Card20.49% -27.49%685-850$150Points
SUB
Amex Guide
American Express Everyday Preferred17.49% - 27.49%0% APR for 15 months685-850$95Points
SUB
Amex Guide
American Express Everyday17.49% - 28.49%0% APR for 15 months685-850$0Points
SUB
Amex Guide
American Express Blue23.99%685-850$0Amex Guide
Delta Skymiles Platinum American Express20.24% - 29.24%685-850$250MilesAmex Guide
Delta Skymiles Reserve American Express20.24% - 29.24%685-850$550MilesAmex Guide
Delta Skymiles Gold American Express20.24% - 29.24%645-850$0MilesAmex Guide
Delta Skymiles Blue American Express20.24% - 29.24%685-850$0MilesAmex Guide
Hilton Honors American Express Surpass20.24% - 29.24%685-850$95Points & Perks
Hotel
SUB
Amex Guide
Hilton Honors American Express Aspire20.24% - 29.24%685-850$450Points & Perks
Hotel
SUB
Amex Guide
American Express Hilton Honors20.24% - 29.24%685-850$0Points & Perks
Hotel
SUB
Amex Guide
Marriott Bonvoy Brillant American Express20.24% - 29.24%685-850$450Points & Perks
Hotel
SUB
Amex Guide
Upgrade Triple Cash Rewards Card14.99%-29.99%580-850$0Rewards
Cashback
Upgrade Life Rewards Visa Card14.99%-29.99%620-850$0Balance Transfer
Cashback
Upgrade Cash Rewards Visa Card14.99%-29.99%620-850$0Cashback
Upgrade Bitcoin Rewards Visa14.99%-29.99%620-850$0Crypto Rewards
Discover IT Cashback13.49%-24.49%13.49%-24.49%640-850$0Cashback
Balance Transfer
Definitive Guide To Discover Credit Cards
Citi® Double Cash Card16.24%-26.24%16.24%-26.24%700-850$0Cashback
Chase Sapphire Preferred®19.74%-26.74%19.74%-26.74%700-850$95Cashback
SUB
Travel
Chase Freedom Unlimited Visa Card18.74%-27.49%0% APR for 15 months650-850$0Balance Transfer
Cashback
SUB
Chase Freedom Flex18.74%-27.49%0% APR for 15 months680-850$0Cashback
SUB
Balance Transfer
Amazon Prime Rewards Visa Card17.99%-25.99%740-850$0Cashback
SUB
Chase Sapphire Reserve Visa Card20.74%-27.74%700-850$550Cashback
SUB

Alliant Credit Union Cashbank Signature Card- This card has horrible reviews, not paying 3% rewards, asking for 2 yrs tax returns, proof of all investment accounts, and lots of additional data.

Baxter Healthcare- BCU

  • You get “recommendations” from the start, you can double dip on hardpulls for 30 days to get PLOC or PLs. When the loan officer calls you to finalize everything, you can negotiate your CL and apply for other products on the same hard pull.

NFCU

  • We have limited data on the site still on NFCU because we were hit with a Trademark Infringement takedown notice in July 2022 and complying with that.

Golden One

Lake Michigan Credit Union

  • MI or FL only
  • 7.75% APR ongoing
  • 0 Annual Fee
  • 1% foreign transaction fee
  • Credit line up to $25,000
  • Free car rental insurance
  • THEY WILL NOT EXTEND CREDIT TO PEOPLE LIVING OUTSIDE OF MI AND FL
  • Seem to be conservative bank
  • No geo restrictions on the 3% back on $15k deposits

Patelco Credit Union

Have to be a member, here is full membership list here, they pull FICO 8 Experian

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