Credit Card Interest Calculator (2025) Credit Card Interest Calculator (2025)

Credit Card Interest Calculator

Credit Card Interest Calculator

See how much interest you’ll pay and how long it will take to pay off your credit card.

Your current balance
$
Annual percentage rate
%
Minimum: $100
$

Payment Summary

Time to Pay Off

2 years and 4 months

Total Interest

$1,023

Total Payment

$6,023

Monthly Payment

$200

💡 Pro Tip

Increasing your monthly payment even by a small amount can significantly reduce your total interest and payoff time.

Payment Schedule

Month Payment Principal Interest Remaining Balance